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Avoiding the Grinch during the holidays – Finances & scams (Part 2 of 4)

Ferndale Police vehicle file photo (July 25, 2016). Photo: Whatcom News

The holidays are a season to spend time with friends and family, of giving to others, and to give thanks for what we have. Holiday cheer seems to be everywhere. Unfortunately, it can also be a time some use to take advantage of others. With the holidays fast approaching, the Ferndale Police Department would like to pass on a few tips to help everyone have the wonderful holiday season they deserve.

Protect your credit cards and checking accounts
This is the time of year we all feel like giving. This means breaking out the credit cards and checkbooks. Limit the number of credit cards that you carry by taking only the credit cards you plan to use with you and leave the rest in a secured place. Never leave your purse, wallet or checkbook unattended. If your credit cards or checkbook are lost or stolen, immediately notify your bank and credit card company. Monitor your credit and bank statements regularly and report any suspicious activity.

Guard against solicitation scams
It is not uncommon for people to try and take advantage of others’ generosity during the holidays by soliciting for charitable donations door-to-door or over the telephone. While the majority of solicitations may be legitimate, some are not. Ask for identification, verification documents and find out how the funds will be used.

If you are not completely satisfied about the legitimacy of the organization, don’t give. You may choose to help a charitable organization you know and like instead. For more information about charities, visit one of the following web sites.

Click for more information

Click for more information

The Ferndale Police Department would like to wish everyone a safe and happy holiday season. Please partner with us to ensure the safety and enjoyment of all our citizens.

Part 1: Avoiding theft
Part 3: Travel safety
Part 4: Home safety

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